MoovnPay
Solution

Capital When Opportunity Needs It.

Responsibly-sized financing for drivers, SACCOs, and small businesses: offered by regulated partners, scaled to real economic activity in the ecosystem, not speculation.

MoovnPay connects licensed banking and regulated microfinance and lending partners to deliver responsible financing to drivers, SACCOs, small businesses, and eligible customers within the Moovn ecosystem, sized to real economic activity, not speculation. Eligible customers can access financing based on applicable qualification and underwriting criteria. And where permitted, MoovnPay's TrustScore (a behavioral, ecosystem signal drawn from how riders and drivers behave on the network, not a credit score) gives financing partners an extra lever to bolt onto their own risk models.

MoovnPay

Microfinance

MoovnPay Microfinance in daily use across emerging markets
Microfinance

How money moves

  1. 01

    Ecosystem activity

  2. 02

    TrustScore signal

  3. 03

    Regulated financing partner

  4. 04

    Eligible borrower

  5. 05

    Repayment on-rail

What you get

  • Driver microfinance: vehicle, working capital, emergency, expansion, equipment
  • User financing for eligible customers
  • SME & SACCO working capital and growth financing

Built on real rails

TrustScore, not a credit score

A behavioral signal drawn from how riders and drivers actually behave on the network: an extra lever partners bolt onto their own risk models, never a bureau score.

Sized to activity

Financing is scaled to real economic activity: working capital and vehicle finance sized to what a borrower actually moves.

Repaid on the same rails

Disbursement and repayment ride the same wallet and payout rails the borrower already uses every day.